On June 25, 2026, jet bank It officially started operations and released its mobile application, becoming the first fully digital bank in Albania. Licensed and regulated by the Bank of Albania, the institution was built from scratch. rear soleAI-based Banking Operating System marks a significant step forward financial services in the Western Balkans.
bank It received its license in March 2026, not through purchase but as a greenfield project.
A team of approximately 70 professionals developed and deployed the entire digital platform in just six months; this was a much shorter timeline than the years typically required for such projects.
Using rear soleThanks to Jet Bank’s unified system, the complications of outdated legacy codes that many established banks still manage are avoided. Interest in the new offering has been strong.
More than 75,000 people joined the pre-launch waiting list, underscoring strong demand in a market that has historically been heavily cash-based. New customers are now invited to activate their accounts gradually.
Everything from account opening to day-to-day management is handled remotely via a mobile-first interface. banking functions running in real time. At launch, Jet Bank customers can open and manage current accounts, savings accounts and term deposits in multiple currencies.
They can also set personalized savings goals through JetPlans, order virtual or physical debit cards, and complete currency transactions directly from the app.
Live chat and secure messaging provide support on the same platform. Additional products, including loans and credit cards, are planned to be available in the coming months, along with expanded conversational and agent AI features.
Jet Bank CEO Lucky Rino He explained that the decision to launch in Albania reflects confidence in the country’s economic potential, people and entrepreneurial spirit.
The bank is designed around simplicity, accessibility and advanced technology to help customers save time and gain control over their finances.
partnership with rear sole made it possible to reach market quickly while maintaining a clear path for ongoing improvements.
Backbase CEO Jouk Pleiter He described the achievement as a clear indication of what the modern age is all about. banking can provide infrastructure.
Establishing a fully licensed bank in such a short time with a small team would be almost impossible in traditional fragmented systems. Instead of a single artificial intelligence-local foundation allows customers, staff, and future intelligent agents to work from one consistent environment rather than multiple disconnected channels.
Jet Bank is owned by Jet Holding BV in Amsterdam and operates without physical branches.
It emphasizes security, regulatory compliance and transparency while aiming to combine local market needs with established market requirements. Europe banking applications.
The launch underscores a broader shift towards digital-first models that can scale efficiently and adapt quickly to new technologies.
By offering a fluid, branchless experience from day one, Jet Bank is positioning itself to serve Albanian consumers seeking greater convenience and modern finance. tools.
The development process also shows how purpose-built it is platforms It can accelerate the delivery of innovative banking services in emerging digital markets. As more features and AI capabilities come online, the bank to continue develop their offers accordingly customer Needs and technological progress.
