Digital payments are big Ant International announced that its global network now connects more than 150 million merchants with more than 2 billion user accounts.
According to the announcement, the growth occurred as the fintech company expanded its payments, cross-border trade and artificial intelligence-driven financial services infrastructure.
The company announced the figures at its own meeting. Moments 2026 The fintech governance forum in Kuala Lumpur has outlined plans to deepen interoperability between digital wallets, banking apps, QR payment systems and merchant platforms.
Ant International said it now supports more than 300 payment methods in more than 220 markets, including major card programs, 50 mobile payment partners and more than 10 national QR systems.
This expansion underscores Ant International’s effort to position itself as a global payments and fintech infrastructure provider, particularly for merchants and small businesses engaged in cross-border commerce.
The company said it processes more than 20 million transactions per day.
Ant International’s recent partnerships include work with Vietcombank and NAPAS in Vietnam for cross-border QR payments. It is also collaborating with the central bank of Saudi Arabia and Mada to launch Alipay+ QR payments this year.
Additionally, the firm has partnered with Mexican fintech R2 to support SME lending in Latin America.
Ant International is also expanding its AI toolset for financial services. At the forum, the company introduced the Agentic Mobile Protocol, an open-source framework designed to support AI-powered payments across mobile wallets, banking apps, super apps, and wearables.
Other products include GenAI Cockpit, an AI platform as a service used by TNG eWallet in Malaysia and easypaisa in Pakistan; AI SHIELD, a risk management model designed to detect high-risk transactions; and Falcon TST, an AI FX model that Ant says reduces internal FX costs by up to 60%.
The company’s strategy focuses on four businesses: Alipay+, Antom, Bettr and WorldFirst. Together, these units span global payments, business accounts, embedded finance, treasury, and AI-powered tools for merchants.
The broader signal is that payment firms are moving beyond transaction processing towards operating systems for digital commerce.
The opportunity is big for Ant International, but so is the implementation challenge: interoperability, regulatory compliance, fraud prevention and market-by-market localization will determine how well its global network can scale.
